Key Considerations for Getting Short Term Health Insurance

Are you between jobs? Your 26th birthday has arrived and your parent’s insurance no longer covers you? Travelling or living overseas for a defined period? Looking for short term health insurance coverage and have no pre-existing conditions? Then short term insurance plans might be right for you.

There has been much information made available about the Affordable Care Act (Obamacare) and its exchanges, subsidies and coverages but there is a less expensive alternative called short term health insurance.

Find Companies That Can Help You Save Now

Instant and Accurate Rates from TOP HEALTH INSURERS


    Get matched instantly with up to 20 insurers in your area. Shopping made easy.


    We suggest choosing at least 3 companies to find one that works best for you.


    Comparison shopping can save you hundreds of dollars or more.

Compare Quotes from America’s Leading Health Insurance Companies

Key Benefits?

Short term insurance plans are not designed to meet everyone’s needs but gap coverage when you are out of work or not yet eligible for your company’s plan is a reason to consider a short term insurance plan? You just turned 26 and you’re off your parent’s plan but it’s only April and you can’t sign up for an ACA plan for months, short term health insurance can cover you until then. Travelling out of country for an extended time or on an assignment for up to a year, short term health insurance coverage for expatriates is available is available.

With coverage for:
  • Instant health care coverage

  • 24x7 support with no hospital restrictions

  • Comprehensive protection for 3-11 months

  • Single payment with defined start and end date

  • No out of pocket hospital expenses


Compare Quotes for the Best Rates

Get Free Cheap Quotes Instantly And Stop Overpaying

Major Health Condition
Tobacco Use

A Quick Look at the Benefits of Short Term Health Insurance Plans

If you are a healthy individual or family with no pre-existing conditions and need coverage for a period from 30 days up to a year then short term health insurance plans may be right for you.

  • Lower cost

  • Quick approval

  • Can be purchased anytime

  • Available for any period up to a year

Why compare with AutoDriver?


Serious Savings

Best rates from top insurers starting from $29*/month


No Hidden Fees. No Catch

Our quoting service is 100% free, so comparing quotes won't cost you anything



No Agents, No Hassle. Save Up To 30%* on insurance


Quick and Easy

The quoting process uses the same standardized questions insurers use


Trusted by Millions

We’ve already helped millions shop for health insurance


Buy Online

Shop directly with one of our partners.

The cost of coverage makes you anxious? Short term health insurance is ideal for you

Consider the fact that the average premium for short term insurance plans is about 25% of the average premium reported for ACA compliant programs and you can see an obvious benefit to a healthy individual or family with no pre-existing conditions. ACA plans are available only during one open period per year and short term health insurance coverage is available year round. It is available for travel or overseas assignments which most other plans do not cover.

  • The right thing for your needs?

    Short term health insurance plans are not for everyone. Since they do not typically cover maternity, do not cover pre-existing conditions or have drug coverage for anything except in hospital prescription they are not suited to everyone’s needs. They have many restrictions which can make them costly if treatments and medical needs are on the excluded procedures but for short term coverage they can provide protection at a lower cost than conventional plans.


People AutoDriver


4.5 Overall Satisfaction Rating

Based on 1549 Ratings


Our comparison tool brings you 15+ personalized health insurance quotes from all the top insurers in your area.